Quick Access to Capital When You Need It
Whether you need emergency salary overdrafts, working capital to restock inventory, or float to power your POS terminal, UltraPay offers instant credit with zero collateral and fast approval.
Quick Salary Advance
Up to ₦500,000 emergency overdraft for salary earners. Automatically deducted upon salary receipt with zero rollover penalties.
POS Merchant Float Loan
Never run out of cash at your agency kiosk. Instant ₦100,000 to ₦2,000,000 float granted automatically based on your 30-day transaction turnover.
SME Expansion Credit
From ₦1,000,000 up to ₦20,000,000 working capital for growing businesses, retail chains, and suppliers with flexible 3 to 12 month repayment schedules.
Transparent Loan Repayment Simulator
Access up to ₦20,000,000 in working capital, salary advance or agency float with zero hidden charges and competitive rates.
₦191,666.67
for 6 consecutive months
₦150,000.00
₦1,150,000.00