Banking Built for Your Everyday Life
Enjoy free instant NIP transfers, zero card maintenance fees, 16.5% p.a. high-yield savings, and intelligent 24/7 WhatsApp banking. Fully licensed by CBN and insured by NDIC.

Choose the Limit That Fits Your Lifestyle
Upgrade your account in seconds directly from the mobile app or web portal as your financial needs grow.
Starter / Basic
Required Verification:
- BVN or NIN
- Phone Number (OTP verified)
- Selfie / Passport Photograph
Standard Verified
Required Verification:
- Everything in Tier 1
- Government-issued Photo ID (NIN Slip, Driver's License, Voter's Card, Passport)
- Residential Address Proof (Utility bill)
Unlimited Gold
Required Verification:
- Everything in Tier 2
- Verified BVN validation
- Proof of Occupation & Source of Funds
- Next of Kin & Referee
- Specimen Signature
Bank Right Inside WhatsApp on 0814 444 4947
No extra apps required when you're in a rush. Send a message to our official verified WhatsApp AI assistant to check account balances, buy airtime/data with zero confirmation codes up to ₦2,000, and initiate secure transfers.
Official WhatsApp Number
0814 444 4947
Save this contact on your phone and send 'Hi'
High-Yield Savings & Wealth
Earn up to 16.5% p.a. guaranteed returns with zero market volatility. See how fast your money grows with our transparent compounding calculator.
+₦41,250.00
≈ ₦226.03 earned every single day
₦541,250.00
