Grow Your Money with Up to 16.5% P.A.
Beat inflation and build generational wealth with UltraPay's automated compounding savings. Choose daily interest credits on UltraSave or lock in guaranteed fixed returns with UltraLock.

UltraLock (Fixed)
16.5% P.A.
Lock funds away for 30, 60, 90, 180, or 365 days. Lock in Nigeria's highest risk-free returns with guaranteed payout at maturity.
UltraSave (Flexible)
12.0% P.A.
Earn interest every morning at 6:00 AM directly in your app balance. Withdraw funds whenever you need them without penalty.
UltraTarget (Goals)
14.0% P.A.
Set automated daily, weekly, or monthly deductions toward rent, wedding, school fees, or car down payments.
High-Yield Savings & Wealth
Earn up to 16.5% p.a. guaranteed returns with zero market volatility. See how fast your money grows with our transparent compounding calculator.
+₦41,250.00
≈ ₦226.03 earned every single day
₦541,250.00
